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Animal Mortality -

Let The Hartford ensure you can always get back in the saddle. After all the time and money you've invested in your animals, don't let the unexpected throw you. Make sure you have adequate insurance protection for your valuable livestock.

Whether you raise livestock as your livelihood or own a few as pets, you can depend on The Hartford to protect your animals with a variety of life and health insurance coverages.

Not only do we partner with your local insurance agent to understand your needs, we use our national resources to develop products and services to meet those needs. So no matter what happens, you’ll be in for a smooth ride.

Take a closer look at how your independent insurance agent and The Hartford can keep you riding high in the saddle.

Limited Animal Mortality Coverage

This coverage protects you against loss as a result of a variety of perils, including: fire, lightning, windstorm, hail, theft, collision and upset while in transit, accidental shooting, and drowning.

Plus, we’ll pay the agreed value of the animal if death was caused by one of the perils listed on the policy.  Talk to a Mortality Underwriter

Animal Mortality Coverage

Coverage  available for valuable animals, including cattle, club calves, horses, 4H or FFA animals.

This term insurance for your livestock will pay the agreed value of your animal if it dies from any accidental or natural cause.  Includes Emergency Colic Surgery Expense at no additional charge on horses. It even pays this benefit if your animal is stolen.

Major Medical Endorsement

Helps control veterinarian fees for unforeseen events covering:
• Reasonable and customary medical and surgical expenses of a licensed veterinarian necessitated by an accident, injury, illness or disease.

$5,000 coverage per animal ($250 deductible per claim)

Surgical Endorsement

Covers the cost involved in lifesaving surgery for insured animals, including:
• Reasonable and customary charges for surgical treatment required by accident, injury, illness or disease
• Up to 50% of the surgical fees for related expenses.

$5,000 coverage per animal. Certain exclusions apply, including castration and necropsy.

Loss of Use Endorsement

Protects the insured’s investment in animals that are no longer able to fulfill their functions, yet do not need to be destroyed for humane reasons.

• Up to 60% of the insured value for horses
• Currently not available for cattle

Claim Services that lead the Way Back

• You can be sure you’ll deal with professionals who understand your situation – and can expedite loss settlements.

• Not only are The Hartford’s Field Offices staffed with specialists experienced in handling livestock claims, many are owners themselves.

Click here for our Mortality Applications and other livestock forms.